We’re excited to bring you the option of paying later with Laybuy! Laybuy lets you receive your order now and you can spread out the total cost of your purchase over six weekly automatic payments, interest-free.

How To

Laybuy performs a credit check to obtain your credit score when you sign up to register for an account. Once your credit score has been confirmed, your account can then be verified and you will be assigned a Laybuy limit and you can start shopping immediately.

Once you select Pay by Laybuy at our checkout to complete your purchase, we will then ship your order to your delivery address.

Pay in 6 instalments

The first payment that you make is equal to one sixth of the purchase price, which is charged once your order is completed at the checkout. The remaining 5 payments are processed each week on your chosen day using your nominated card. No further action is required on your end and all account information, including a payment schedule can be viewed at any time, through your Laybuy account.

How to shop with Laybuy

Easy payments at your fingertips.

Manage all your payments both online and in store via your dashboard. Complete multiple payments at once, track your spending and much more.

Update your card details, manage up coming payments and always be in control of your money.

Still have questions? Check out our FAQs.

Frequently Asked Questions

– A resident in the UK.

– Be 18 years of age or older.

– Have a valid and verifiable email address and mobile telephone number.

– Have a valid debit or credit card.

– Have a valid drivers licence or passport.


When completing the sign-up process, please make sure:

– All details are correct, such as your date of birth, registered address, etc.

– Your name needs to match exactly what is on your ID.

– You have no previously had a Laybuy account. In the instance that you already have an account with Laybuy, please contact their Customer Service Department for further assistance.

Laybuy does not charge any upfront fees or interest on your orders. If you miss a payment, you will be notified immediately by Laybuy. A late payment fee of £6 may be charged to your account for each payment, if you fail to make your payments on time. Any defaults in your payments may result in Laybuy using their debt collection service and/or your credit score being affected.

Not happy with your order? You can still return your order to us as usual, as long is it complies with our Returns Policy.

When we receive your order, we will cancel/amend your order and we will let Laybuy know to issue a refund on our behalf. This may take 5-7 working days for your bank to process this payment.

You may still have to pay any remaining instalments until Laybuy has processed the return/cancellation information. Once the return has been accepted, Laybuy will then refund any monies owed to you.

We ask all of our customers to spend responsibly when using any pay later schemes, as we cannot be liable for the use of pay later services.

You can find out more about Laybuy here.

About Laybuy

The smart way to pay. Your moment is now.

Technology and innovation is constantly changing the way consumers interact with each other and businesses. When we first started talking about Laybuy we identified two problems we were trying to solve.

The first is a problem common to all consumers. People want their products now but may not be able to pay for it in full today or may simply wish to spread the cost over time.

The second is a problem common to all merchants. How can I improve what I offer my customers?

Laybuy is the solution.

Laybuy is an innovative, fully integrated payment platform designed with simplicity at its core. We pride ourselves on transparency to everyone we assist.

Laybuy’s mission is to revolutionise the way we spend across all sectors of the market and provide a solution that is tailored to you or your business’ needs.